This Q&A content was originally published in the October/November 2019 issue of Evansville Living & Tucker Publishing Group.
(L-R: Beth Hancock – Account Manager, Scott Crutcher – Advisor, Erin Monroe – Client Executive, Steve Snyder – Advisor)
What is unique about partnering with the ONI Employee Benefits team?
Our expert advisors and client service team have the training, experience, and bench strength to make a positive impact on your business. We start our relationships by asking what is important to your company and your employees and build plans from there. We design custom solutions to meet the needs of each client.
How can businesses lower health insurance costs?
The solution to lowering health insurance costs is to reduce healthcare claims costs, and we’ve found an effective way to do this is through the establishment of employer-based health clinics. It’s an increasingly popular benefit option that ranges from on-site and near-site clinics, to shared clinics for multiple employers in the same community.
Which medical services does a patient receive at an employer-based clinic?
This can include primary care, non-emergency injuries, generic prescriptions, and even physical therapy services. Patients can be seen and treated in the same day.
How does ONI Risk Partners save a company money?
We have found throughout the Midwest that the severe lack of participation in primary care for individuals has resulted in escalating health issues and chronic conditions. Rather than hoping our clients’ employees seek out care, we have been successful in bringing the proper care to them. We have implemented various health plan and wellness strategies that control employer costs and keep expenses at or below industry norms. Through successful negotiations with clinic vendors and insurance carriers and implementation of wellness programs, we have created substantial savings for several local organizations:
- $12 million in documented savings or cost avoidance
- $600,000 savings per year in pharmacy costs
- $484,000 savings over three years in overall clinic costs
- $100,000 savings over three years utilizing an international prescription drug program
What is ONI’s experience with clinics?
ONI is one of the leading on-site and shared clinic advisors to municipalities, financial institutions, schools, manufacturers, service industries, and Taft-Hartley Funds. In the Tri-State, we consult with clients on eight clinic locations that serve more than 10,000 members. Nationally, our Taft-Hartley clients have 26 clinics in operation or under construction with 80,000 members eligible for clinic services.
What feedback do you get from clients?
Among our clinic clients, employees would rank the clinic as the best employee benefit they receive. EVSC Superintendent Dr. David Smith agrees, “We have been incredibly pleased with the knowledge and service that ONI Risk Partners provides. We credit ONI with helping us save millions of dollars in health insurance expenditures. Additionally, our employees have access to more health plans as well as the employee wellness centers which we did not have prior to our partnership with ONI.”
How can businesses learn more?