Property & Liability Solutions

The right program
at the right price.

No two businesses are alike—and neither are their insurance needs. Count on ONI Risk Partners’ full range of property and liability insurance solutions, delivered by a team of professionals with in-depth experience and strong carrier relationships, to build you the right program at the right price.

Solutions that work for your business—and the bottom line.


From a single car to a large trucking fleet, auto dealership or independent operator, whatever your auto insurance needs, ONI has the carrier relationships and experience to tailor a program to meet them.


One of the most misunderstood and underinsured areas, ONI Risk Partners takes the mystery of out of this type of coverage to ensure you’re protected.

Cyber Liability

Protect your business from liability in the event that your customers’ vital personal information is exposed or stolen by a hacker with a cyber liability solution from ONI.

Directors and Officers

With the complex legal landscape you face, ONI Risk Partners remains at the forefront of protecting your business—and you personally—from litigation.

Employment Practices

Ensure that you, your company, your customers and your employees are protected from employment practice suits or allegations with a liability insurance program tailored to your needs by our team.

General Liability

Gaps in your general liability insurance can cost you—literally. We’ll analyze your existing policies, provide solutions to fill those gaps, reduce your premiums and minimize losses.

Inland Marine and Specialty Property Coverage

Whether you’re building a 50-story tower or own a fleet of bulldozers, ONI gives you access to unique types of coverage that go beyond standard property insurance to meet specific business needs.

Pollution Liability

Our professionals have extensive pollution liability experience, and access to exclusive programs that protect property owners, developers and contractors.

Flood and Earthquake

What is your property’s exposure to flood and earthquakes? ONI’s risk experts will analyze your exposure and tailor an insurance program for your property to help protect it.

Umbrella Liability

Protect your business from large, potentially crippling liability claims. ONI Risk Partners has extensive experience putting the coverage limits you require in force.

Workers’ Compensation

No two states’ workers’ compensation laws are identical. We know the differences—and jurisdictional challenges—to ensure you are properly covered.